/* Credit Page Styles */

/* Hero */
.credit-hero {
    padding: 60px 0 80px;
    background: linear-gradient(135deg, #0a1628 0%, #1a3a5c 100%);
    color: #fff;
    position: relative;
    overflow: hidden;
}

.credit-hero::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(221, 0, 0, 0.15) 0%, transparent 70%);
    pointer-events: none;
}

.credit-hero .container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.credit-hero__badge {
    display: inline-block;
    padding: 8px 20px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.2);
    color: #fff;
    font-size: 13px;
    font-weight: 500;
    border-radius: 30px;
    margin-bottom: 24px;
    backdrop-filter: blur(10px);
}

.credit-hero__title {
    font-size: 48px;
    font-weight: 700;
    line-height: 1.1;
    margin: 0 0 20px;
}

.credit-hero__subtitle {
    font-size: 18px;
    line-height: 1.6;
    color: rgba(255,255,255,0.8);
    margin: 0 0 40px;
}

.credit-hero__stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-bottom: 40px;
}

.credit-hero__stat {
    text-align: center;
    padding: 20px 16px;
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 12px;
    backdrop-filter: blur(10px);
}

.credit-hero__stat-value {
    display: block;
    font-size: 24px;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 4px;
}

.credit-hero__stat-label {
    font-size: 12px;
    color: rgba(255,255,255,0.7);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.credit-hero__btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 18px 36px;
    background: var(--color-primary);
    color: #fff;
    font-size: 16px;
    font-weight: 600;
    text-decoration: none;
    border-radius: 8px;
    transition: all 0.3s;
}

.credit-hero__btn:hover {
    background: #c00;
    transform: translateY(-2px);
    box-shadow: 0 15px 35px rgba(221, 0, 0, 0.3);
}

.credit-hero__btn svg {
    transition: transform 0.3s;
}

.credit-hero__btn:hover svg {
    transform: translateX(4px);
}

.credit-hero__visual {
    position: relative;
}

.credit-hero__image {
    width: 100%;
    height: auto;
    border-radius: 16px;
    box-shadow: 0 30px 60px rgba(0,0,0,0.4);
}

.credit-hero__visual::before {
    content: '';
    position: absolute;
    top: -15px;
    right: -15px;
    width: 100px;
    height: 100px;
    border: 3px solid var(--color-primary);
    border-radius: 16px;
    opacity: 0.4;
}

.credit-hero__visual::after {
    content: '';
    position: absolute;
    bottom: -15px;
    left: -15px;
    width: 80px;
    height: 80px;
    background: var(--color-primary);
    border-radius: 16px;
    opacity: 0.2;
}

/* Conditions */
.credit-conditions {
    padding: 80px 0;
}

.credit-conditions__title {
    font-size: 36px;
    font-weight: 700;
    text-align: center;
    margin: 0 0 12px;
}

.credit-conditions__subtitle {
    font-size: 18px;
    color: #666;
    text-align: center;
    margin: 0 0 50px;
}

.credit-conditions__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.credit-conditions__card {
    padding: 32px;
    background: #fff;
    border: 1px solid #eee;
    border-radius: 16px;
    position: relative;
    transition: all 0.3s;
}

.credit-conditions__card:hover {
    border-color: var(--color-primary);
    box-shadow: 0 20px 50px rgba(0,0,0,0.08);
    transform: translateY(-5px);
}

.credit-conditions__card--accent {
    border-color: var(--color-primary);
    box-shadow: 0 10px 40px rgba(221, 0, 0, 0.1);
}

.credit-conditions__card-badge {
    position: absolute;
    top: -12px;
    right: 24px;
    padding: 6px 16px;
    background: var(--color-primary);
    color: #fff;
    font-size: 12px;
    font-weight: 600;
    border-radius: 20px;
}

.credit-conditions__card-header {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 24px;
    padding-bottom: 24px;
    border-bottom: 1px solid #eee;
}

.credit-conditions__card-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, #fff5f5 0%, #ffe0e0 100%);
    border-radius: 12px;
    color: var(--color-primary);
}

.credit-conditions__card-header h3 {
    font-size: 20px;
    font-weight: 600;
    margin: 0;
}

.credit-conditions__list {
    list-style: none;
    margin: 0 0 24px;
    padding: 0;
}

.credit-conditions__list li {
    display: flex;
    justify-content: space-between;
    padding: 12px 0;
    border-bottom: 1px dashed #eee;
}

.credit-conditions__list li:last-child {
    border-bottom: none;
}

.credit-conditions__list-label {
    font-size: 14px;
    color: #666;
}

.credit-conditions__list-value {
    font-size: 14px;
    font-weight: 600;
    color: #333;
    text-align: right;
}

.credit-conditions__card-btn {
    display: block;
    width: 100%;
    padding: 14px;
    background: #f5f5f5;
    color: #333;
    font-size: 15px;
    font-weight: 600;
    text-align: center;
    text-decoration: none;
    border-radius: 8px;
    transition: all 0.3s;
}

.credit-conditions__card-btn:hover {
    background: var(--color-primary);
    color: #fff;
}

.credit-conditions__card--accent .credit-conditions__card-btn {
    background: var(--color-primary);
    color: #fff;
}

.credit-conditions__card--accent .credit-conditions__card-btn:hover {
    background: #c00;
}

/* Benefits */
.credit-benefits {
    padding: 80px 0;
    background: #f8f8f8;
}

.credit-benefits__title {
    font-size: 36px;
    font-weight: 700;
    text-align: center;
    margin: 0 0 50px;
}

.credit-benefits__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.credit-benefits__card {
    padding: 32px;
    background: #fff;
    border-radius: 12px;
    position: relative;
    transition: all 0.3s;
}

.credit-benefits__card:hover {
    box-shadow: 0 15px 40px rgba(0,0,0,0.08);
    transform: translateY(-5px);
}

.credit-benefits__card-num {
    font-size: 48px;
    font-weight: 700;
    color: #f0f0f0;
    line-height: 1;
    margin-bottom: 16px;
    transition: color 0.3s;
}

.credit-benefits__card:hover .credit-benefits__card-num {
    color: rgba(221, 0, 0, 0.15);
}

.credit-benefits__card-title {
    font-size: 18px;
    font-weight: 600;
    margin: 0 0 12px;
}

.credit-benefits__card-desc {
    font-size: 14px;
    color: #666;
    line-height: 1.6;
    margin: 0;
}

/* Compare */
.credit-compare {
    padding: 80px 0;
}

.credit-compare__title {
    font-size: 36px;
    font-weight: 700;
    text-align: center;
    margin: 0 0 12px;
}

.credit-compare__subtitle {
    font-size: 18px;
    color: #666;
    text-align: center;
    margin: 0 0 50px;
}

.credit-compare__table-wrapper {
    overflow-x: auto;
    margin-bottom: 40px;
}

.credit-compare__table {
    width: 100%;
    border-collapse: collapse;
    background: #fff;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0,0,0,0.05);
}

.credit-compare__table th,
.credit-compare__table td {
    padding: 16px 24px;
    text-align: left;
    border-bottom: 1px solid #eee;
}

.credit-compare__table th {
    background: #1a1a1a;
    color: #fff;
    font-size: 14px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.credit-compare__table th:nth-child(2) {
    background: var(--color-primary);
}

.credit-compare__table th:nth-child(3) {
    background: #333;
}

.credit-compare__table td {
    font-size: 14px;
    color: #666;
}

.credit-compare__table td:first-child {
    font-weight: 500;
    color: #333;
}

.credit-compare__table tr:last-child td {
    border-bottom: none;
}

.credit-compare__table tr:hover td {
    background: #fafafa;
}

.credit-compare__highlight {
    color: var(--color-primary) !important;
    font-weight: 500;
}

.credit-compare__conclusion {
    display: flex;
    align-items: center;
    gap: 24px;
    padding: 32px;
    background: #f8f8f8;
    border-radius: 16px;
    border-left: 4px solid var(--color-primary);
}

.credit-compare__conclusion-icon {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 64px;
    height: 64px;
    background: #fff;
    border-radius: 50%;
    color: var(--color-primary);
}

.credit-compare__conclusion-text {
    flex: 1;
}

.credit-compare__conclusion-text strong {
    display: block;
    font-size: 18px;
    margin-bottom: 8px;
}

.credit-compare__conclusion-text p {
    font-size: 14px;
    color: #666;
    line-height: 1.6;
    margin: 0;
}

.credit-compare__conclusion-btn {
    flex-shrink: 0;
    padding: 14px 28px;
    background: var(--color-primary);
    color: #fff;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    border-radius: 8px;
    transition: all 0.3s;
}

.credit-compare__conclusion-btn:hover {
    background: #c00;
}

/* Process */
.credit-process {
    padding: 80px 0;
    background: linear-gradient(135deg, #1a1a1a 0%, #2d2d2d 100%);
    color: #fff;
}

.credit-process__title {
    font-size: 36px;
    font-weight: 700;
    text-align: center;
    margin: 0 0 12px;
}

.credit-process__subtitle {
    font-size: 18px;
    color: rgba(255,255,255,0.7);
    text-align: center;
    margin: 0 0 60px;
}

.credit-process__timeline {
    display: flex;
    justify-content: space-between;
    position: relative;
    max-width: 1100px;
    margin: 0 auto;
}

.credit-process__timeline::before {
    content: '';
    position: absolute;
    top: 25px;
    left: 50px;
    right: 50px;
    height: 2px;
    background: linear-gradient(90deg, var(--color-primary), rgba(255,255,255,0.3));
}

.credit-process__step {
    flex: 1;
    text-align: center;
    position: relative;
}

.credit-process__step-marker {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 50px;
    height: 50px;
    margin: 0 auto 20px;
    background: var(--color-primary);
    border-radius: 50%;
    font-size: 18px;
    font-weight: 700;
    position: relative;
    z-index: 1;
    transition: all 0.3s;
}

.credit-process__step:hover .credit-process__step-marker {
    transform: scale(1.15);
    box-shadow: 0 0 30px rgba(221, 0, 0, 0.5);
}

.credit-process__step-content h3 {
    font-size: 16px;
    font-weight: 600;
    margin: 0 0 10px;
}

.credit-process__step-content p {
    font-size: 13px;
    color: rgba(255,255,255,0.7);
    line-height: 1.5;
    margin: 0 0 12px;
    padding: 0 10px;
}

.credit-process__step-time {
    display: inline-block;
    padding: 6px 14px;
    background: rgba(255,255,255,0.1);
    border-radius: 20px;
    font-size: 12px;
    color: var(--color-primary);
    font-weight: 500;
}

/* Documents */
.credit-docs {
    padding: 80px 0;
}

.credit-docs__wrapper {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 60px;
    align-items: start;
}

.credit-docs__title {
    font-size: 32px;
    font-weight: 700;
    margin: 0 0 16px;
}

.credit-docs__desc {
    font-size: 16px;
    color: #666;
    line-height: 1.6;
    margin: 0;
}

.credit-docs__lists {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
}

.credit-docs__list h3 {
    font-size: 18px;
    font-weight: 600;
    margin: 0 0 20px;
    padding-bottom: 16px;
    border-bottom: 2px solid var(--color-primary);
}

.credit-docs__list ul {
    list-style: none;
    margin: 0;
    padding: 0;
}

.credit-docs__list li {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 12px 0;
    font-size: 15px;
    color: #333;
    border-bottom: 1px solid #eee;
}

.credit-docs__list li:last-child {
    border-bottom: none;
}

.credit-docs__list svg {
    flex-shrink: 0;
    color: var(--color-primary);
}

/* Banks */
.credit-banks {
    padding: 80px 0;
    background: #f8f8f8;
}

.credit-banks__title {
    font-size: 36px;
    font-weight: 700;
    text-align: center;
    margin: 0 0 12px;
}

.credit-banks__subtitle {
    font-size: 18px;
    color: #666;
    text-align: center;
    margin: 0 0 50px;
}

.credit-banks__grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 20px;
}

.credit-banks__item {
    display: flex;
    align-items: center;
    justify-content: center;
    height: 80px;
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.04);
    transition: all 0.3s;
}

.credit-banks__item:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
}

.credit-banks__logo {
    font-size: 14px;
    font-weight: 600;
    color: #333;
}

/* Form */
.credit-form {
    padding: 80px 0;
}

.credit-form__wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    background: #fff;
    border: 1px solid #eee;
    border-radius: 20px;
    padding: 50px;
    box-shadow: 0 10px 50px rgba(0,0,0,0.05);
}

.credit-form__title {
    font-size: 32px;
    font-weight: 700;
    margin: 0 0 16px;
}

.credit-form__desc {
    font-size: 16px;
    color: #666;
    line-height: 1.6;
    margin: 0 0 32px;
}

.credit-form__features {
    display: flex;
    flex-direction: column;
    gap: 16px;
    margin-bottom: 40px;
}

.credit-form__feature {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 15px;
}

.credit-form__feature svg {
    color: var(--color-primary);
    flex-shrink: 0;
}

.credit-form__contact {
    padding-top: 24px;
    border-top: 1px solid #eee;
}

.credit-form__contact p {
    font-size: 14px;
    color: #666;
    margin: 0 0 8px;
}

.credit-form__phone {
    font-size: 24px;
    font-weight: 700;
    color: var(--color-primary);
    text-decoration: none;
    transition: opacity 0.2s;
}

.credit-form__phone:hover {
    opacity: 0.8;
}

.credit-form__form {
    background: #f8f8f8;
    border-radius: 16px;
    padding: 32px;
}

.credit-form__fields {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 24px;
}

.credit-form__field label {
    display: block;
    font-size: 13px;
    font-weight: 500;
    color: #333;
    margin-bottom: 6px;
}

.credit-form__field input,
.credit-form__field select {
    width: 100%;
    padding: 12px 16px;
    border: 1px solid #ddd;
    border-radius: 8px;
    font-size: 15px;
    font-family: inherit;
    background: #fff;
    transition: border-color 0.2s, box-shadow 0.2s;
}

.credit-form__field input:focus,
.credit-form__field select:focus {
    outline: none;
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(221, 0, 0, 0.1);
}

.credit-form__footer {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.credit-form__btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    width: 100%;
    padding: 16px 24px;
    background: var(--color-primary);
    color: #fff;
    font-size: 16px;
    font-weight: 600;
    font-family: inherit;
    border: none;
    border-radius: 8px;
    cursor: pointer;
    transition: all 0.3s;
}

.credit-form__btn:hover {
    background: #c00;
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(221, 0, 0, 0.3);
}

.credit-form__checkbox {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    cursor: pointer;
}

.credit-form__checkbox input {
    position: absolute;
    opacity: 0;
    width: 0;
    height: 0;
}

.credit-form__checkbox-mark {
    flex-shrink: 0;
    width: 18px;
    height: 18px;
    border: 2px solid #ccc;
    border-radius: 4px;
    background: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.2s;
}

.credit-form__checkbox-mark::after {
    content: '';
    width: 10px;
    height: 10px;
    background: var(--color-primary);
    border-radius: 2px;
    opacity: 0;
    transform: scale(0);
    transition: all 0.2s;
}

.credit-form__checkbox input:checked + .credit-form__checkbox-mark {
    border-color: var(--color-primary);
}

.credit-form__checkbox input:checked + .credit-form__checkbox-mark::after {
    opacity: 1;
    transform: scale(1);
}

.credit-form__checkbox-text {
    font-size: 13px;
    color: #666;
    line-height: 1.4;
}

.credit-form__checkbox-text a {
    color: var(--color-primary);
    text-decoration: underline;
}

/* FAQ */
.credit-faq {
    padding: 80px 0;
    background: #f8f8f8;
}

.credit-faq__title {
    font-size: 36px;
    font-weight: 700;
    text-align: center;
    margin: 0 0 50px;
}

.credit-faq__list {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.credit-faq__item {
    background: #fff;
    border-radius: 12px;
    overflow: hidden;
    border: 1px solid #eee;
}

.credit-faq__question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 24px;
    font-size: 16px;
    font-weight: 500;
    cursor: pointer;
    list-style: none;
    transition: background 0.2s;
}

.credit-faq__question::-webkit-details-marker {
    display: none;
}

.credit-faq__question:hover {
    background: #fafafa;
}

.credit-faq__icon {
    flex-shrink: 0;
    color: #999;
    transition: transform 0.3s;
}

.credit-faq__item[open] .credit-faq__icon {
    transform: rotate(180deg);
}

.credit-faq__answer {
    padding: 0 24px 20px;
}

.credit-faq__answer p {
    font-size: 15px;
    color: #666;
    line-height: 1.7;
    margin: 0;
}

/* Responsive */
@media (max-width: 1200px) {
    .credit-hero__title {
        font-size: 40px;
    }
    
    .credit-hero__stats {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .credit-conditions__grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .credit-conditions__card:last-child {
        grid-column: 1 / -1;
        max-width: 50%;
        margin: 0 auto;
    }
    
    .credit-benefits__grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .credit-process__timeline {
        flex-wrap: wrap;
        gap: 30px;
    }
    
    .credit-process__timeline::before {
        display: none;
    }
    
    .credit-process__step {
        flex: 0 0 calc(33.333% - 20px);
    }
    
    .credit-banks__grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

@media (max-width: 992px) {
    .credit-hero .container {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .credit-hero__visual {
        order: -1;
    }
    
    .credit-conditions__grid {
        grid-template-columns: 1fr;
    }
    
    .credit-conditions__card:last-child {
        max-width: 100%;
    }
    
    .credit-docs__wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .credit-form__wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
        padding: 32px;
    }
    
    .credit-compare__conclusion {
        flex-direction: column;
        text-align: center;
    }
}

@media (max-width: 768px) {
    .credit-hero {
        padding: 40px 0 60px;
    }
    
    .credit-hero__title {
        font-size: 32px;
    }
    
    .credit-hero__subtitle {
        font-size: 16px;
    }
    
    .credit-hero__stats {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }
    
    .credit-hero__stat {
        padding: 16px 12px;
    }
    
    .credit-hero__stat-value {
        font-size: 20px;
    }
    
    .credit-conditions,
    .credit-benefits,
    .credit-compare,
    .credit-process,
    .credit-docs,
    .credit-banks,
    .credit-form,
    .credit-faq {
        padding: 60px 0;
    }
    
    .credit-conditions__title,
    .credit-benefits__title,
    .credit-compare__title,
    .credit-process__title,
    .credit-banks__title,
    .credit-form__title,
    .credit-faq__title {
        font-size: 28px;
    }
    
    .credit-benefits__grid {
        grid-template-columns: 1fr;
    }
    
    .credit-process__step {
        flex: 0 0 100%;
    }
    
    .credit-docs__lists {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .credit-banks__grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .credit-form__form {
        padding: 24px;
    }
    
    .credit-form__fields {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 576px) {
    .credit-hero__btn {
        width: 100%;
        justify-content: center;
    }
    
    .credit-form__wrapper {
        padding: 24px;
    }
    
    .credit-form__title {
        font-size: 24px;
    }
}